Using Long Term Care Insurance to Fund Home Care
Long-term care insurance (LTCI) is a form of insurance that is generally intended to cover services needed to care for a person in later life. It is becoming an increasingly popular way to pay for home care and can protect your assets by paying for covered expenses up to the amounts set forth in your policy.
At Home Instead of Sun City, AZ, we are happy to work with you and your long term care insurance provider to facilitate the home care services you need!
Long Term Care Insurance for Home Care in Sun City, AZ
A LTCI policy is a signed contract between the insurance provider and the policyholder. Each policy’s provisions and policies are unique to the person and because of that, it is likely that no two policies are the same and even policies within the same insurance provider may be different.
At Home Instead of Sun City, AZ, we are happy to work with you and your long term care insurance provider to facilitate the home care services you need! Home Instead submits billing and care information directly to the Long Term Care Insurance provider twice per month, which ensures they have the paperwork needed to reimburse the policyholder in a timely manner. This will save you and your loved one both the time and administrative hassle navigating the reimbursement process.
General Long Term Care Insurance Timeline
- Determine if care is needed
- Find the complete LTCI policy or request a new copy
- Understand what is covered and what is not covered
- Establish benefit eligibility
- Discover the elimination period and how it is measured
- Work with Home Instead to understand provider eligibility
- Work with conflicts early
Long Term Care Insurance Policies Accepted by Home Instead
Home Instead of Sun City, AZ is pleased to accept several different LTCI Policies, including:
- John Hancock Long-Term Care Insurance
- MetLife Long-Term Care
- Bankers Life Long-Term Care Insurance
- Genworth Long Term Care
- PLEASE CALL HOME INSTEAD TO INQUIRE ABOUT OTHER QUALIFYING POLICIES! (623) 499-3290
Testimonials
Latest Review from our community
Home Instead has been a life changing experience for my parents. My Dad is physically and cognitively impaired, so he requires a full time caretaker. Until my cousin told me about Home Instead, the full time caretaker was my mom. She never got a break or time to herself. They staff and owners of Home Instead are friendly and they go out of their way to make sure that patients and caregivers are a good match. We also experienced numerous challenges from the insurance company, during the 6 months it took to meet their out of pocket obligations and assume responsibility for payment of my Dad's care. I never would have survived with my insanity intact, without Scott and Vicki's patience, support and reassurance. They were so patient and never complained about the extra work or phone calls from me. I so admire the nurturing spirit, dedication and compassion it takes to care for the elderly. Home Instead are a group of truly gifted people and I thank God everyday my family found them found them.
Download the Long Term Care Insurance Guide
This guide provides tips on understanding long term care insurance, interpreting a policy and finding a care provider.
